What Is Al-Najashi Interest-Free Banking?
It is a specialized banking service designed for customers who prefer Islamic finance. The system avoids interest-based transactions and supports ethical, Sharia-permitted investments and savings.
Reach Your
Savings Goal With Us
Year of
2025
Get More From Your Money
Access your money anytime and anywhere.
Know About
Al-NEJASHI Savings Account
Anbesa International Bank offers fully Sharia-compliant financial services through its Al-Najashi Interest-Free Banking Window. These services follow Islamic principles by avoiding interest (Riba) and engaging only in Halal (permissible) business activities.
Types of Accounts Offered
We help businesses and customers achieve more.
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Wadiah (Deposit) Accounts
Non-interest-bearing accounts where the bank safeguards the customer's funds and may offer a discretionary gift (Hibah). • Children’s Savings Account: For minors, managed by parents/guardians • Youth Savings Account: For teens aged 14–17, opened by parents/guardians • Women’s Savings Account: For female customers, with some service fee waivers • Education Savings Account: Helps parents save for children's education • Entrepreneurs’ Savings Account: For business start-up savings • Zakat Savings Account: To collect or distribute charitable (Zakat) funds
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Mudarabah (Investment) Accounts
Profit-sharing accounts where customers invest in Sharia-compliant ventures and share profits/losses with the bank. • Regular Mudarabah Investment Account: For individuals and institutions • Women’s Mudarabah Account: Better profit-sharing terms for women • Education Investment Account: For future education expenses • Children’s Investment Account: Higher return for minors under 18 • Youth Investment Account: For ages 14–17 with better profit rates • Entrepreneurs’ Investment Account: Designed for business capital growth • Hajj/Umrah Investment Account: To save for Islamic pilgrimages
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Current (Non-Profit) Accounts
Non-interest accounts for daily transactions, offering check-based withdrawals and possible discretionary gifts. • Open to individuals and businesses • No interest or profit guaranteed • Based strictly on Sharia-approved income
Eligibility to
Open Savings Account
Eligibility parameters for saving account.
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1
Nationality
Ethiopian
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2
Age
18 Years old or above
Savings A/c Required Documents
Basic documents required for opening a savings account.