Emergency Staff Loan (ESL)
An interest-free, revolving loan for LIB staff to meet immediate financial needs.
Eligibility: LIB staff (after 6 months of service).
Key Features:
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- Amount: 3 to 7 months’ gross salary, based on service years.
- Repayment: 3 to 6 years.
- Requires personal guarantor(s) from LIB.
- Must be settled upon resignation.