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Consumer Loans

A personal loan for employees of government and private companies to purchase household items.

Eligibility: Employees of institutions with a 6-month relationship with the Bank (waived for government).

Key Features:

    • Covers a maximum of two household items.
    • Max loan: 6 months’ salary or Birr 100,000, whichever is lower.
    • 2-year maturity with 16% interest.
    • Payment is made directly to the seller.